Empowering your
balanced, fulfilling life.

Our proprietary 7-Layer Framework addresses the societal, relational, behavioral,
and neurological dimensions of money — transforming how individuals think,
act, and feel about their finances.

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A Holistic Approach that Goes Beyond Number

Societal

The outer environment — cultural norms, economic systems, and social expectations that shape financial beliefs and opportunities.

Educational ​

The knowledge layer — access to information, skills, and tools that build confidence and capability.

Relational

The interpersonal layer — how families, partners, and workplaces influence money attitudes, communication, and shared goals.

Physiological

Overcome the physical paralysis often caused by money stress — soothing your body’s alarm system so you can take action without panic.

Psychological

The emotional layer — beliefs, biases, fears, and motivations that drive financial decisions.

Behavioral

The action layer — daily habits, spending patterns, and automatic behaviors that determine financial outcomes.

Neurological

The core — how the brain processes stress, reward, and decision-making related to money.

Why a Framework Matters More Than a Formula

Traditional financial education focuses on knowledge — but true transformation requires understanding behavior, emotion, and context.
Breakthrough’s 7-Layer Framework recognizes that financial wellness isn’t just about earning, saving, or budgeting. It’s about how people relate to money, feel about it, and how their brains and environments shape those experiences.

How You Can Apply the 7-Layer Framework

No matter where you are on your financial journey — exploring your own habits, building a stronger money partnership, or guiding your family toward shared goals — our 7-Layer Framework is designed to meet you there. Each of our solutions blends practical tools with emotional and behavioral insights to help you create lasting change, one step at a time.

Personal Coaching

One-on-one or couple sessions designed to build clarity, confidence, and mindful money management — rooted in your unique relationship with money.

Financial Wellness Programs

Guided journeys that walk individuals and families through the 7-Layer Framework — combining education, emotional insight, and behavior change for long-term growth.

Workshops & Learning Experiences

Interactive sessions that bring financial topics to life — from communication and budgeting to goal-setting and mindset. Perfect for couples, families, or small groups.

Corporate Wellness Programs

Scalable initiatives helping employers support their teams’ financial wellbeing, reduce stress, and boost engagement.

Consulting & Strategy

Consultation for leaders and HR teams to embed financial wellbeing into culture, benefits, and organizational policy.

Custom Implementations

Scalable initiatives helping employers support their teams’ financial wellbeing, reduce stress, and boost engagement.

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From Framework to Everyday Transformation

Our 7-Layer Framework turns financial knowledge into daily confidence — helping individuals, couples, and families move from stress and confusion to clarity and connection. By addressing both the emotional and practical sides of money, the framework builds habits and communication patterns that last a lifetime.

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Take the First Step

Ready to Build Financial Wellness That Lasts?

Financial wellness isn’t just about money — it’s about peace of mind, open communication, and shared confidence in the future. Whether you’re an individual seeking clarity, a couple rebuilding trust, or a family planning ahead, the journey starts with one simple conversation.

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Free Financial Wellness Exercise for you!

Help determine your financial wellness using our specialized questions

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Breakthrough Belief Quiz

There is no right or wrong answers, the quiz is based on the answer that resonates first.